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Tailored business insurance. Zero hassle. Big savings.
Choose your primary coverage to get started:
Tailored insurance by profession
Let’s find the coverage you need for your business.
Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.
General Liability
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Workers’ Compensation
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
Professional Liability/E&O
If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
Commercial Auto
Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
Commercial Property
Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business.
Business Owner’s Policy
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
We’ve got tailored policies for thousands of professions.
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
“Excellent service and some of the most polite and professional staff I've ever dealt with. Rates cannot be beat and their honesty is great.”
“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...NEXT is a lifesaver”
“I can't think of much NEXT Insurance can do to better serve me and my business. They make me feel prepared for the worst-case scenario.”
“Excellent service and some of the most polite and professional staff I've ever dealt with. Rates cannot be beat and their honesty is great.”
“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...NEXT is a lifesaver”
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.